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Web Site Terms and Conditions of Use

1. Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trademark law.

2. Use License

  1. Permission is granted to temporarily download one copy of the materials (information or software) on Francis L. Dean & Associates, Inc., Francis L. Dean & Associates of Illinois, LLC, Francis L. Dean & Associates of California, LLC, Francis L. Dean & Associates of Colorado, LLC, Francis L. Dean & Associates of Indiana, LLC, Francis L. Dean & Associates of Florida, LLC and Francis L. Dean & Associates of Texas, LLC's web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
    1. modify or copy the materials;
    2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
    3. attempt to decompile or reverse engineer any software contained on Francis L. Dean & Associates, Inc, Francis L. Dean & Associates of Illinois, LLC, Francis L. Dean & Associates of California, LLC, Francis L. Dean & Associates of Colorado, LLC, Francis L. Dean & Associates of Indiana, LLC, Francis L. Dean & Associates of Florida, LLC and Francis L. Dean & Associates of Texas, LLC's web site;
    4. remove any copyright or other proprietary notations from the materials; or
    5. transfer the materials to another person or "mirror" the materials on any other server.
  2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Francis L. Dean & Associates, Inc., Francis L. Dean & Associates of Illinois, LLC, Francis L. Dean & Associates of California, LLC, Francis L. Dean & Associates of Colorado, LLC, Francis L. Dean & Associates of Indiana, LLC, Francis L. Dean & Associates of Florida, LLC and Francis L. Dean & Associates of Texas, LLC at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

  1. The materials on Francis L. Dean & Associates, Inc., Francis L. Dean & Associates of Illinois, LLC, Francis L. Dean & Associates of California, LLC, Francis L. Dean & Associates of Colorado, LLC, Francis L. Dean & Associates of Indiana, LLC, Francis L. Dean & Associates of Florida, LLC and Francis L. Dean & Associates of Texas, LLC's web site are provided "as is". Francis L. Dean & Associates, Inc., Francis L. Dean & Associates of Illinois, LLC, Francis L. Dean & Associates of California, LLC, Francis L. Dean & Associates of Colorado, LLC, Francis L. Dean & Associates of Indiana, LLC, Francis L. Dean & Associates of Florida, LLC and Francis L. Dean & Associates of Texas, LLC makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Francis L. Dean & Associates, Inc., Francis L. Dean & Associates of Illinois, LLC, Francis L. Dean & Associates of California, LLC, Francis L. Dean & Associates of Colorado, LLC, Francis L. Dean & Associates of Indiana, LLC, Francis L. Dean & Associates of Florida, LLC and Francis L. Dean & Associates of Texas, LLC does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall Francis L. Dean & Associates, Inc., Francis L. Dean & Associates of Illinois, LLC, Francis L. Dean & Associates of California, LLC, Francis L. Dean & Associates of Colorado, LLC, Francis L. Dean & Associates of Indiana, LLC, Francis L. Dean & Associates of Florida, LLC and Francis L. Dean & Associates of Texas, LLC or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Francis L. Dean & Associates, Inc., Francis L. Dean & Associates of Illinois, LLC, Francis L. Dean & Associates of California, LLC, Francis L. Dean & Associates of Colorado, LLC, Francis L. Dean & Associates of Indiana, LLC, Francis L. Dean & Associates of Florida, LLC and Francis L. Dean & Associates of Texas, LLC's Internet site, even if Francis L. Dean & Associates, Inc., Francis L. Dean & Associates of Illinois, LLC, Francis L. Dean & Associates of California, LLC, Francis L. Dean & Associates of Colorado, LLC, Francis L. Dean & Associates of Indiana, LLC, Francis L. Dean & Associates of Florida, LLC and Francis L. Dean & Associates of Texas, LLC or a Francis L. Dean & Associates, Inc., Francis L. Dean & Associates of Illinois, LLC, Francis L. Dean & Associates of California, LLC, Francis L. Dean & Associates of Colorado, LLC, Francis L. Dean & Associates of Indiana, LLC, Francis L. Dean & Associates of Florida, LLC and Francis L. Dean & Associates of Texas, LLC authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on Francis L. Dean & Associates, Inc., Francis L. Dean & Associates of Illinois, LLC, Francis L. Dean & Associates of California, LLC, Francis L. Dean & Associates of Colorado, LLC, Francis L. Dean & Associates of Indiana, LLC, Francis L. Dean & Associates of Florida, LLC and Francis L. Dean & Associates of Texas, LLC's web site could include technical, typographical, or photographic errors. Francis L. Dean & Associates, Inc., Francis L. Dean & Associates of Illinois, LLC, Francis L. Dean & Associates of California, LLC, Francis L. Dean & Associates of Colorado, LLC, Francis L. Dean & Associates of Indiana, LLC, Francis L. Dean & Associates of Florida, LLC and Francis L. Dean & Associates of Texas, LLC does not warrant that any of the materials on its web site are accurate, complete, or current. Francis L. Dean & Associates, Inc., Francis L. Dean & Associates of Illinois, LLC, Francis L. Dean & Associates of California, LLC, Francis L. Dean & Associates of Colorado, LLC, Francis L. Dean & Associates of Indiana, LLC, Francis L. Dean & Associates of Florida, LLC and Francis L. Dean & Associates of Texas, LLC may make changes to the materials contained on its web site at any time without notice. Francis L. Dean & Associates, Inc., Francis L. Dean & Associates of Illinois, LLC, Francis L. Dean & Associates of California, LLC, Francis L. Dean & Associates of Colorado, LLC, Francis L. Dean & Associates of Indiana, LLC, Francis L. Dean & Associates of Florida, LLC and Francis L. Dean & Associates of Texas, LLC does not, however, make any commitment to update the materials.

6. Links

Francis L. Dean & Associates, Inc., Francis L. Dean & Associates of Illinois, LLC, Francis L. Dean & Associates of California, LLC, Francis L. Dean & Associates of Colorado, LLC, Francis L. Dean & Associates of Indiana, LLC, Francis L. Dean & Associates of Florida, LLC and Francis L. Dean & Associates of Texas, LLC has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Francis L. Dean & Associates, Inc., Francis L. Dean & Associates of Illinois, LLC, Francis L. Dean & Associates of California, LLC, Francis L. Dean & Associates of Colorado, LLC, Francis L. Dean & Associates of Indiana, LLC, Francis L. Dean & Associates of Florida, LLC and Francis L. Dean & Associates of Texas, LLC of the site. Use of any such linked web site is at the user's own risk.

7. Site Terms of Use Modifications

Francis L. Dean & Associates, Inc., Francis L. Dean & Associates of Illinois, LLC, Francis L. Dean & Associates of California, LLC, Francis L. Dean & Associates of Colorado, LLC, Francis L. Dean & Associates of Indiana, LLC, Francis L. Dean & Associates of Florida, LLC and Francis L. Dean & Associates of Texas, LLC may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to Francis L. Dean & Associates, Inc., Francis L. Dean & Associates of Illinois, LLC, Francis L. Dean & Associates of California, LLC, Francis L. Dean & Associates of Colorado, LLC, Francis L. Dean & Associates of Indiana, LLC, Francis L. Dean & Associates of Florida, LLC and Francis L. Dean & Associates of Texas, LLC's web site shall be governed by the laws of the State of Illinois, California, Colorado, Indiana, Florida and Texas without regard to its conflict of law provisions.

9. Risk Purchasing Group

Francis L. Dean & Associates, Inc. is the national administrator of the Sports and Recreation Providers Association Purchasing Group.  Certain property and casualty insurance products are offered through the Sports and Recreation Providers Association Purchasing Group pursuant to the Federal Risk Retention Act of 1986 (15 USC 3901-3906) 1981, as amended 1986.

10. Producer Licensing Information

Alaska licensed producers include Michael T. Dean and Katherine M. Wong.  Alabama licensed producers include Michael T. Dean, Francis L. Dean and Francis L. Dean & Associates, Inc.  Arkansas licensed producers include Michael T. Dean, Katherine M. Wong, Dale Johnson and Francis L. Dean & Associates, Inc.  Arizona licensed producers include Michael T. Dean and Francis L. Dean & Associates, Inc.  California resident licensed producers include Alyson Norrbohm (CA License Number OF87883) and Katherine M. Wong (CA License Number OE29618).  California non-resident licensed producers include Michael T. Dean (CA License Number OF36638), Thomas J. Wojciechowski (CA License Number OF36760), Kacie White (CA License Number OH09592) and Francis L. Dean & Associates, Inc (CA License Number OB71100).  Colorado licensed producers include Michael T. Dean, Thomas J. Wojciechowski, Francis L. Dean & Associates, Inc. and Francis L. Dean & Associates of Colorado, LLC.  Connecticut licensed producers include Michael T. Dean, Katherine M. Wong and Francis L. Dean & Associates, Inc.  District of Columbia licensed producers include Michael T. Dean, Katherine M. Wong, Dale Johnson and Francis L. Dean & Associates, Inc.  Delaware licensed producers include Michael T. Dean and Francis L. Dean & Associates, Inc.  Florida licensed producers include Michael T. Dean, Brigid K. Kennedy, Thomas J. Wojciechowski and Francis L. Dean & Associates, Inc.  Georgia licensed producers include Michael T. Dean, Katherine M. Wong, Dale Johnson and Francis L. Dean & Associates, Inc.  Hawaii licensed producers include Michael T. Dean, Katherine M. Wong, Dale Johnson and Francis L. Dean & Associates, Inc.  Iowa licensed producers include Michael T. Dean and Francis L. Dean & Associates, Inc.  Idaho licensed producers include Michael T. Dean, Katherine M. Wong, Thomas J. Wojciechowski and Francis L. Dean & Associates, Inc.  Illinois licensed producers including Michael T. Dean, Francis L. Dean, John F. Dean, Anne Han, Thomas J. Wojciechowski, Shannon Morford, Jeanette M. Wilson, Kristen M. Jevne, Katherine M. Wong and Jennifer L. Jungers.  Indiana licensed producers include Michael T. Dean, Katherine M. Wong, Dale Johnson, Francis L. Dean & Associates, Inc. and Francis L. Dean & Associates of Indiana, LLC.  Kansas licensed producers include Michael T. Dean, Katherine M. Wong, Thomas J. Wojciechowski and Francis L. Dean & Associates, Inc.  Kentucky licensed producers include Michael T. Dean, Katherine M. Wong and Francis L. Dean & Associates, Inc.  Louisiana licensed producers include Michael T. Dean, Katherine M. Wong and Francis L. Dean & Associates, Inc.  Massachusetts licensed producers include Michael T. Dean, Katherine M. Wong, Anne Han and Francis L. Dean & Associates, Inc.  Maryland licensed producers include Michael T. Dean, Katherine M. Wong and Francis L. Dean & Associates, Inc.  Maine licensed producers include Michael T. Dean, Katherine M. Wong and Francis L. Dean & Associates, Inc.  Michigan licensed producers include Michael T. Dean, Katherine M. Wong and Francis L. Dean & Associates, Inc.  Minnesota licensed producers include Michael T. Dean and Francis L. Dean & Associates, Inc.  Missouri licensed producers include Michael T. Dean, Katherine M. Wong and Francis L. Dean & Associates, Inc.  Mississippi licensed producers include Michael T. Dean, Katherine M. Wong and Francis L. Dean & Associates, Inc.  Montana licensed producers include Michael T. Dean, Katherine M. Wong and Francis L. Dean & Associates, Inc.  North Caroline licensed producers include Michael T. Dean, Katherine M. Wong and Francis L. Dean & Associates, Inc.  North Dakota licensed producers include Michael T. Dean and Francis L. Dean & Associates, Inc.  Nebraska licensed producers include Michael T. Dean, Katherine M. Wong and Francis L. Dean & Associates, Inc.  New Hampshire licensed producers include Michael T. Dean and Francis L. Dean & Associates, Inc.  New Jersey licensed producers include Michael T. Dean, Katherine M. Wong and Francis L. Dean & Associates, Inc.  New Mexico licensed producers include Michael T. Dean, Katherine M. Wong and Francis L. Dean & Associates, Inc.  Nevada licensed producers include Michael T. Dean, Katherine M. Wong, Thomas J. Wojciechowski and Francis L. Dean & Associates, Inc.  New York licensed producers include Michael T. Dean, Katherine M. Wong, Francis L. Dean and Francis L. Dean & Associates, Inc.  Ohio licensed producers include Michael T. Dean, Katherine M. Wong, Dale Johnson, Anne Han and Francis L. Dean & Associates, Inc.  Oklahoma licensed producers include Michael T. Dean and Francis L. Dean & Associates, Inc.  Oregon licensed producers include Michael T. Dean and Francis L. Dean & Associates, Inc.  Pennsylvania licensed producers include Michael T. Dean and Francis L. Dean & Associates, Inc.  Rhode Island licensed producers include Michael T. Dean and Francis L. Dean & Associates, Inc.  South Carolina licensed producers include Michael T. Dean and Francis L. Dean & Associates, Inc.  South Dakota licensed producers include Michael T. Dean and Francis L. Dean & Associates, Inc.  Tennessee licensed producers include Michael T. Dean, Katherine M. Wong, Breda K. Dean, Dale Johnson and Francis L. Dean & Associates, Inc.  Texas licensed producers include Michael T. Dean, Katherine M. Wong, Anne Han, Dale Johnson, Tammy Westbrook, Carmen Franklin, Timothy Crow and Francis L. Dean & Associates, Inc.  Utah licensed producers include Michael T. Dean and Francis L. Dean & Associates, Inc.  Virginia licensed producers include Michael T. Dean and Francis L. Dean & Associates, Inc.  Vermont licensed producers include Michael T. Dean, Katherine M. Wong and Francis L. Dean & Associates, Inc.  Washington licensed producers include Michael T. Dean and Francis L. Dean & Associates, Inc.  Wisconsin licensed producers include Michael T. Dean and Francis L. Dean & Associates, Inc.  West Virginia licensed producers include Michael T. Dean and Francis L. Dean & Associates, Inc.  Wyoming licensed producers include Michael T. Dean, Katherine M. Wong and Francis L. Dean & Associates, Inc.